Waiting for page to load...
Young man, deep in thought, staring out the window next to him.

Unemployed? Underemployed? Need Relief?

Book Illustration Heart illustration Person illustration

If you're unemployed, aren't earning enough, or simply not working as many hours as you need to, there are options to postpone or lower your student loan payments.

With a few clicks of the mouse, you can determine which option will work best for you, apply online, and start feeling the relief of a lighter student loan payment.

Unemployed or Working Less than 30 Hours a Week, and Actively Seeking Full-time Employment?

  • To postpone your payments, request an unemployment deferment. It'll only take a few minutes to answer some questions and submit the request. We'll take it from there.

    APPLY NOW for an unemployment deferment. (Certain criteria apply.)

    If you don't yet have an online account, you'll be asked to create one first.

  • To lower your monthly payment amount, see below.

Work 30+ Hours a Week, but aren't Making Enough Money and Want a Lower Monthly Payment?

Get in Touch

Have a social account and have a question? Send us a message. We're here to help. You can chat with us a few ways:

You can also log in or visit our Contact Us page to contact a representative.

Did you enjoy this topic? Share!